Privacy Policy

Airbank, Inc. ("Airbank", "we", "us", or "our") provides an AI-powered Quality of Earnings platform for financial due diligence in mergers and acquisitions. This Privacy Policy describes how we collect, use, disclose, and safeguard personal information through our website, platform, and related services (collectively, the "Service").

By accessing or using the Service, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with its terms, please discontinue use of the Service.

Index

• Personal information we collect
• How we use your information
• How we share your information
• Data retention
• Security
• Your rights and choices
• Cookies and tracking technologies
• Children's privacy
• International data transfers
• Changes to this policy
• Contact us

1. Personal Information We Collect

Information you provide directly: When you create an account, request a demo, or contact us, we collect information such as your name, work email address, company name, job title, and any communications you send us.

Financial and business data: When you upload documents or connect data sources to generate a Quality of Earnings workbook, we process the financial data you provide. This may include transaction records, trial balances, financial statements, and related business information. We treat this data as strictly confidential.

Usage information: We automatically collect information about how you interact with the Service, including log data (IP address, browser type, pages visited, time spent), device information, and feature usage patterns.

Cookies and similar technologies: We use cookies and similar tracking technologies to maintain your session, remember your preferences, and analyze Service usage. See Section 8 for more detail.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and improve the Service, including generating Quality of Earnings workbooks and analysis outputs
• Create and manage your account and authenticate your identity
• Respond to your inquiries, demo requests, and support tickets
• Send you transactional communications related to your account and product updates you have opted into
• Detect, investigate, and prevent fraudulent transactions and abuse
• Comply with applicable legal obligations
• Conduct research and analytics to understand how users interact with the Service

We do not sell your financial data or use it to train general-purpose AI models without your explicit consent.

3. How We Share Your Information

We do not sell your personal information. We may share information in the following circumstances:

Service providers: We engage trusted third-party vendors who process data on our behalf (e.g., cloud infrastructure, analytics, customer support tooling). These providers are contractually bound to use your data only as directed by us and in accordance with this policy.

Business transfers: If Airbank is involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our website before your information is transferred and becomes subject to a different privacy policy.

Legal requirements: We may disclose your information when required by law, subpoena, or other legal process, or when we believe disclosure is necessary to protect the rights, property, or safety of Airbank, our users, or the public.

With your consent: We may share information for any other purpose with your explicit consent.

4. Data Retention

We retain your personal information for as long as necessary to provide the Service and fulfill the purposes described in this policy, unless a longer retention period is required by law. When you close your account, we will delete or anonymize your personal information within 90 days, except where we are required to retain it for legal or regulatory purposes.

Financial data you upload is retained only for the period necessary to generate your requested outputs. You may request deletion of uploaded financial data at any time by contacting us at privacy@airbank.io.

5. Security

We implement industry-standard technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. These include encryption in transit (TLS) and at rest, role-based access controls, audit logging, and regular security assessments.

However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

6. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights with respect to your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request that we correct inaccurate or incomplete information
• Deletion: Request that we delete your personal information, subject to certain legal exceptions
• Portability: Request that we provide your data in a structured, machine-readable format
• Objection: Object to certain types of processing, including direct marketing
• Withdrawal of consent: Where processing is based on consent, withdraw that consent at any time

To exercise any of these rights, please contact us at privacy@airbank.io. We will respond within 30 days of receiving your request.

7. Cookies and Tracking Technologies

We use the following types of cookies:

• Essential cookies: Required for the Service to function, including session management and authentication
• Analytics cookies: Help us understand how users interact with the Service so we can improve it
• Preference cookies: Remember your settings and preferences

You can control cookies through your browser settings. Disabling certain cookies may affect the functionality of the Service.

8. Children's Privacy

The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information promptly.

9. International Data Transfers

Airbank is headquartered in the United States. If you access the Service from outside the United States, your information may be transferred to, stored, and processed in the United States or other countries where our service providers operate. We ensure that such transfers comply with applicable data protection laws, including through the use of Standard Contractual Clauses where required.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page and, where the changes are material, provide additional notice (such as an email notification or an in-app alert). Your continued use of the Service after any changes indicates your acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Airbank, Inc.
Email: privacy@airbank.io